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So many people think of budgeting as this overwhelming, boring, restrictive thing that tells them not to spend any money. I can honestly say that I love budgeting, and while many people probably don’t share my sentiments, budgeting doesn’t have to be a painful process. It can even be fun!

“When you think of budgeting, do you get a little pit in your stomach? Maybe you know you need to start a budget, but the thought of restricting your spending (no more dining out?!?) fills you with dread. Or, maybe your spending isn’t the problem. Instead, you have an overwhelming amount of bills that you need to pay and your finances are stretched too thin.

Regardless, a budget is the perfect solution for your problems. A budget is simply a way for you to tell your money where to go. It’s a way for you to take control of your finances, both the good and the bad. It doesn’t have to be scary. Most importantly, it should work for you!

How to Start Using a Budget That Works for YOU

If you’re new to budgeting, or even if you have a budget but it’s not working for you, try these three steps to start using a budget.”

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Today I’m sharing tips to start using a budget at Little Bits of Granola.

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